This will vary from insurance company to insurance. Ask your insurance agent for an explanation of your coverage, the deductible amount, and if you have rental coverage. Complete coverage usually protects against most damage from natural disasters like hail storms. Other options available include Gap coverage which will pay out the difference between the balance owed on your loan and what the car is worth, including rental car reimbursement.

If you do not have a garage or covered carport to park your car in or under, you can still take preventive measures to ensure your vehicle does not incur extensive damage. Be mindful of the weather. When you hear or see a storm approaching, find a covered area to park your vehicle. The neighbor may have extra garage space or a covered canopy. If that is not an option, an old blanket, car cover, or painter's cloth can help. If you are actively driving while a storm hits, try to pull under a bank drive-through, a self-serve car wash, a gas station awning, or a freeway bridge.

Generally, a hail estimate can take between 30 and 45 minutes. The estimator will thoroughly inspect the damage and overall condition of the vehicle while taking pictures and asking questions. The pre-loss condition—the state of your car before incurring hail damage—will be considered. Any pre-existing damage will not be covered in your estimate. The estimator will also obtain accurate vehicle information from you as well as your contact information.

We accept all major credit cards including Visa, MasterCard, American Express, and Discover. We also support payments through PayPal and bank transfers for certain plans.

• Credit/Debit Cards
• PayPal
• Bank Transfers (for annual plans)

The sooner, the better. However, there usually tend to be hundreds of vehicles seeking service following a hail storm, so patience is key. Community Collision Center works hard to provide customers with quick, efficient, and quality service.